I am scared of my step dad but if he goes my Family is broke!!!!!!?

Dude, that's rough, believe me, I went through a similar situation. In all honesty, your mother, legally is your guardian who should protect you from harm. No offense to your dad but he seems perverted. You should talk to your mom or talk to an adult that you trust. But please, take action and don't' let your dad do this to you. By the way, if people laugh at you because of this situation, their being heartless and stupid for not helping you. Have a friend that you can talk to no matter what.